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A+
International insurance
A+ International
Insurance provides First Class Insurance to
Individuals, International Companies and Organizations.
It offers high levels benefits with the best
international coverage.
A+
International
Insurance is a partnership between leading European
Medical Insurance providers and Healthcare Investment
Specialists from Europe and Asia.
A+partners
combine more than 40 years of experience in
providing international medical insurance and
presently employ more than 650 staff servicing
international clients in 180 countries.
A+partners
present the best guarantees with their experience
and financial strengths.
A+
has
selected the most efficient administration to
handle your policy and claims. 40 years of experience
and over 300,000 satisfied customers are proof
of outstanding service, efficiency and quality.
Our claim handling processes are certified ISO
9001:2000.
Administration
and Service
A+
International
Insurance partners provide services and assistance
with a dedicated team and servicing platform.
Multilingual
staff responds 24/7, 365 days a year to emergencies
and inquiries from clients around the world
with the support of an extensive global network
of first class medical care providers.
Risk
underwriting
A+
International
insurance plans are underwritten by Justitia
N.V. and 100% re-insured on the European market
by prominent and high rated insurance companies
(all rated AA or better by Standard & Poor's).
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Expatriate
health insurance - Secure your
stay abroad
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Insurance
is serious. It is about people,
family, children, future and
protection.
A+ International
Insurance protects you against
risks and when the needs arise,
it is our mission to help you
through
these difficult times. As our
client you can count on us.
A+ gives
you access to a network of over
10.000 medical services providers
in 192 countries
A+ offers
you global cover and complete
freedom of choice when it comes
to hospitals, doctors and specialists.
Our
health plans offer:
-
Guaranteed
renewability regardless of age
- 24h protection against
accidents and illnesses, 365
days a year
- Cover of pre-existing
conditions if approved at time
of enrolment
- Free choice
of doctors and hospitals wherever
in the world
- Free assistance
in case of accident, illness
and emergency, 24/7, 365 days
a year, medical advice on treatments
- Evacuation/Repatriation
in case of need
- Personal
Accident cover, Temporary and
Permanent disability cover
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Individual
A+
Medical
Plans; Hospitalisation, Global
80 and Global 100 are specifically
designed for individuals who
are particularly concerned with
their own protection and that
of their family and who want
lasting peace of mind with a
cover that leaves nothing to
hazard.
Some
good reasons for you to choose A+
Comprehensive
international medical cover,
tailored to your needs
Entry
into scheme up to 70 years old
Cover for life once enrolled,
no matter your age or state
of health
Cover for chronic
and pre-existing conditions
upon acceptance (1)
Cover
for HIV / AIDS treatments
Emergency
evacuation and repatriation
included
Preventive check-ups
and vaccinations are covered
Infertility treatment and
childbirth benefits available
Complete freedom of choice
of hospitals, doctors and specialists
Extensive network of medical
service providers in 192 countries
15 day money back guarantee
Global
service
-
Excellent and personalised health
care offered by our global hospital
Network
- High level of
customer service offered either
directly online or through our
emergency service.
-
24/7,
365 days a year, friendly multilingual
in-house contact centres in
Europe and Asia
- Arrangements
with more than 10.000 hospitals
worldwide to settle inpatient
bills directly, so you have
no out of pocket
expenses
- Your own "My
A+
Page": online tools for
managing your health plan, tracking
your reimbursements and consulting
our database of
medical providers
- Fast
claims processing by scanning
your supporting documents directly
to the Claim Handler.
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Three
high quality medical plans
A+
Hospitalisation
First
level cover for those important
needs. With A+
Hospitalisation, inpatient
and day-patient care is fully
covered and so are oncology
treatments, organ transplant,
etc. up to a maximum of
EUR
1,000,000 / USD 1,350,000 /
CHF 1,600,000 per year of cover.
A+
Global
80
Extra
security and reassurance for
you and your family. Global
80 offers higher reimbursement
including extended benefits
plus 80% reimbursement for out-patient
treatments, as well as treatments
performed by complementary Medical
Practitioners such as Chiropractor,
Osteopath, Acupuncturist and
Homeopath. Vaccinations and
check-ups are also included.
Up to EUR 1,500,000 / USD 2,025,000
/ CHF 2,400,000
per year
of cover.
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A+
Global
100
Absolute
peace of mind for you and your
loved ones. With Global 100,
you are fully insured and you
enjoy attractive extras like
infertility treatment and significant
childbirth benefits. Maximum
cover is extended to
EUR
3,000,000 / USD 4,050,000 /
CHF 4,800,000 per year of cover.
Evacuation
and Repatriation
Emergency
medical evacuation and repatriation
benefits + transportation of
mortal remains or burial at
the place of death, compassionate
visit, return of minor children
are included within the individual
core plans.
Up to a maximum
of EUR 1.000.000 / USD 1.350.000
/ CHF 1.600.000
 Deductibles
If
you want to reduce the premiums,
you can take out one of the
following deductible options:
EUR 0 / USD 0 / CHF
0
EUR 500 / USD 675 / CHF
800
EUR 1,000 / USD 1,350
/ CHF 1,600
EUR 5,000 /
USD 6,750 / CHF 8,000...>(Not
available with Hospitalisation
Plan)
The
higher the deductible, the lower
your premium.
Deductibles
are applied per insured, per
insurance year.
Area
of cover
You can choose a worldwide cover, with or without
the USA and Canada. If you opt for the latter and an accident or medical
emergency occurs, your medical expenses in the USA and Canada will still be
covered for temporary stays of up to 90 days per year.
Optional
Covers
:
Dental
and Optical
The
dental Plan can be taken out
by the persons who are accepted
into the Medical Insurance Plan
(Only with Global 100 and Global
80).
Personal
Accident Insurance (Accidental
Death & Dismemberment cover)
This
insurance can be taken out as
an additional cover to any of
the Medical Insurance Plans.
It guarantees the payment of
a lump sum in case of accidental
death or in case of permanent
invalidity caused by an accident.
Temporary
Incapacity Cover (Loss of Income
Protection)
This
insurance can be taken out as
an additional cover on top of
the Medical Insurance Plans.
It guarantees payment of a monthly
allowance in case the insured
is totally unable to perform
his/her professional activities
because of illness or accident.
Permanent
Disability Cover (Permanent
Invalidity caused by an Illness
or accident)
This
insurance can be taken out only
as a supplement to the Temporary
Incapacity Cover and guarantees
the payment of an invalidity
allowance to the Insured who
is affected by a permanent disability,
caused by an illness or accident.
» For
information or a free quote
online, click here!
» ... A+
has the answer
(1).
Acceptance
of your application is subject
to a medical questionnaire and
approval by the medical consultant.
Pre-existing and chronic conditions
are covered within the limits
of your plan if accepted by
the medical consultant at the
time of your enrolment.
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